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Should I Supply My Own Tiles or Let the Tiler Source Them?

Both options have pros and cons. Here's how to decide whether to supply your own tiles or let your NZ tiler handle the sourcing.

Should I Supply My Own Tiles or Let the Tiler Source Them?

Both options are perfectly valid in New Zealand, and many tilers are happy either way — but the right choice depends on your budget, confidence, and how much involvement you want in the project. Understanding the trade-offs before you commit can save you time, money, and a few headaches.

The Case for Letting Your Tiler Source the Tiles

Most experienced tilers have strong relationships with tile suppliers and distributors, which can work in your favour.

  • Trade pricing: Many tilers buy tiles at trade rates, sometimes passing savings on to you (or at least keeping the overall quote competitive).
  • Product knowledge: A tiler who sources tiles regularly knows which products are suitable for wet areas, underfloor heating, outdoor use, or high-traffic floors — and which ones are a nightmare to cut or lay.
  • Accountability: If the tiler supplies the tiles and something goes wrong — wrong quantity, damaged batch, or a product that doesn't perform — the responsibility sits with them, not you.
  • Correct quantities: Calculating tile quantities (including the standard 10–15% wastage allowance for cuts and breakages) is something tilers do every day. Getting it wrong can mean costly delays waiting for more stock.
  • Matching grout and adhesive: Your tiler will select a compatible adhesive and grout system. Using the wrong products can cause tiles to delaminate or grout to crack — a real risk if you're mixing and matching from different sources.

The Case for Supplying Your Own Tiles

There are good reasons why many homeowners prefer to choose and purchase their own tiles.

  • Design control: You get to browse at your own pace, compare options across multiple retailers, and choose exactly the look you want without feeling rushed.
  • Budget transparency: You know exactly what you're paying for the tiles themselves, separate from labour.
  • Unique or imported tiles: If you've found something special — perhaps a handmade encaustic tile or a specific imported range — your tiler may not be able to source it. Supplying them yourself is often the only option.
  • Retailer loyalty or rewards: If you have a trade account or loyalty points at a retailer like Mitre 10 or Bunnings, buying yourself can make financial sense.

Key Risks When You Supply Your Own Tiles

If you go down the DIY-supply route, be aware of a few important pitfalls.

Quantity errors

Underordering is the most common mistake. Always buy at least 10% extra — some tilers recommend 15% for diagonal or herringbone patterns. If your tile is discontinued and you run short mid-job, you may not be able to find more.

Suitability for the application

Not all tiles are created equal. The NZ Building Code sets requirements for slip resistance in wet areas (refer to clause F2 — Hazardous Building Materials), and tiles used in showers or around baths must be appropriate for wet-area use. Check the tile's slip rating (R-rating or P-rating) with your supplier before purchasing. Your tiler can advise on what's suitable.

Damaged or faulty tiles

If you supply tiles that arrive damaged or turn out to be faulty, the cost and delay of replacement falls on you. Inspect every box carefully before your tiler starts.

Adhesive and grout compatibility

Some tiles — particularly large-format, natural stone, or glass tiles — require specific adhesives. If you supply tiles but leave the tiler to source adhesive and grout, make sure they know the tile specifications. Products from reputable NZ suppliers like Ardex, Mapei, or Sika are widely used by professional tilers and are a good benchmark for quality.

A Useful Comparison

FactorYou Supply TilesTiler Supplies Tiles
Design choiceFull controlLimited to tiler's suppliers
PricingRetail or trade (if you have access)Often trade pricing
Quantity riskYour responsibilityTiler's responsibility
Product suitabilityYou must verifyTiler verifies
Accountability for faultsShared or yoursTiler's
ConvenienceMore effort for youHands-off

What to Discuss With Your Tiler Before Deciding

Before making a call, have an honest conversation with your tiler. Ask:

  • Do you have access to trade pricing, and will that be reflected in my quote?
  • What tile brands or suppliers do you recommend for this application?
  • If I supply tiles, will your quote change, and who is responsible if I underorder?
  • Are there any tile types you won't work with (e.g., very small mosaics, certain natural stones)?

A good tiler will be upfront about all of this. For tips on what to look for in a quality tile installation, BRANZ publishes research and guidance on building materials and installation standards.

When to Call a Professional

Tiling in wet areas — showers, bathrooms, and laundries — must comply with the NZ Building Code, particularly clause E3 (Internal Moisture). While tiling itself is not restricted work in the same way as electrical or plumbing, the waterproofing membrane beneath tiles in wet areas is a critical building element. If done incorrectly, it can lead to serious moisture damage and may affect your home's insurance or consent compliance. Always use a qualified, experienced tiler for wet-area work. You can find licensed and experienced local tilers on tradedirectory.co.nz.

For any plumbing work associated with your tiling project (moving waste pipes, installing new fixtures), make sure a licensed plumber carries out that work — this is restricted work under the Plumbers, Gasfitters and Drainlayers Board.

Frequently Asked Questions

Will I save money by supplying my own tiles?+

Not necessarily. Tilers often have trade pricing that matches or beats retail. You might save on the tiles themselves, but if you underorder or choose an unsuitable product, the extra costs can outweigh any savings. Get a quote both ways and compare.

How much extra tile should I buy to allow for wastage?+

As a general guide, allow at least 10% extra for standard straight layouts, and 15% or more for diagonal, herringbone, or complex patterns. Your tiler can give you a more precise figure based on your specific room and tile size.

What slip rating do tiles need in a NZ bathroom or shower?+

Wet-area floors need an appropriate slip resistance rating. In New Zealand, tiles are commonly rated using the R-rating (DIN standard) or P-rating (AS 4586). For wet barefoot areas like showers, a P4 or P5 rating is typically recommended. Always check with your tile supplier and tiler before purchasing.

Can I use any tile adhesive I find at the hardware store?+

Not always. Large-format tiles, glass tiles, natural stone, and wet-area applications often require specific adhesive systems. Your tiler will know which products are suitable. Using the wrong adhesive can cause tiles to delaminate over time, so it's worth getting professional advice.

Do I need a building consent for retiling my bathroom in New Zealand?+

Retiling an existing bathroom is generally exempt from building consent under Schedule 1 of the Building Act, but this depends on the scope of work — particularly if waterproofing membranes or structural elements are involved. Always check with your local council before starting work to confirm whether consent is required.

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